No, T&M does not have any application fees. Our fees will be paid at closing.

Broker fees are listed on the HUD and will be paid at closing.

Our typical interest rates are 12-14%. This rate will fluctuate based on the borrower and the parameters of the deal.

Unfortunately, we no longer fund owner occupied loans.

We lend in 46 states, excluding CA, NV, ND & SD.

Our average time frame is 2-4 weeks from start to finish.

We offer loans from 6 months to 4 years.

Yes, additional properties can be collateralized.

No, we do not broker out our loans. Every loan submitted here is funded here.